Injured at Work in St. Louis City? Our Workers’ Compensation Lawyers Can Help
If you’re an injured worker in St. Louis city, you have rights. After a workplace accident, you may be entitled to workers’ compensation benefits to cover medical bills, lost wages, and long-term care. But navigating the workers’ comp system can be confusing—especially if your claim is denied, delayed, or undervalued.
At Jett Accident & Injury Lawyers, attorney Matt Jett and our experienced St. Louis workers’ compensation team are here to help you recover everything you’re entitled to.
Complete Guide to Missouri Workers’ Compensation Law
The Workers’ Compensation system occurs when an employer or their insurance covers medical treatment and benefits for accidents and injuries occurring in the workplace and to employees. Workers’ Compensation examines whether or not an employee was injured during the course and within the scope of their employment.
Injured workers in Missouri have long been protected through the Missouri Workers’ Compensation system. In Missouri the Workers’ Compensation system is created by statutes, or laws, and is run and administered under the Missouri Department of Labor and Industrial Relations ( i.e., “Missouri Department of Labor”).
Missouri laws that create the Workers’ Compensation system are covered in Chapter 287 of the Missouri Revised Statutes. These laws create many of the aspects that control a Workers’ Compensation claim.
Although these laws are in place to protect injured workers in Missouri, if you are hurt and you are unsure what your rights are under these laws, you are not alone. Fortunately, we have a team of attorneys and trained staff that know the ins and outs of the laws for Missouri Workers’ Compensation. We know your rights, and how to use the courts to ensure you get everything you can under the law.
Covered Employees and Exceptions
Before you file a workers’ compensation claim, it’s important to find out if your workplace injury will be covered. This means ensuring that your employer has workers’ compensation insurance. Most companies do, since Missouri law says businesses with five or more employees are required to carry workers’ compensation insurance to protect their workforce. Businesses in the construction field must have workers’ compensation insurance even if they have just one employee.
The Missouri Department of Labor and Industrial Relations has created THIS TOOL that allows you to search your employer to find who insures their workers’ compensation claims.
There are some exceptions to the Missouri workers’ compensation coverage requirements for businesses, so there’s a small chance you won’t be entitled to workers’ comp benefits after a workplace injury. But if this is the case, injured workers may be able to bring a lawsuit against their employer. You should talk to a St. Louis workers’ compensation lawyer to learn if you’re eligible for workers’ comp benefits after you’ve suffered injuries in a workplace accident.
When filing a workers’ compensation claim, you have two years from the time of your injury to file under the Statute of Limitations. It is important, though, that you report your injury, receive treatment, and document each and every step along the way. A skilled law firm like Jett Accident & Injury Lawyers can help guide you through the process of filing your claim.
What Does Workers’ Compensation Cover in Missouri?
In Missouri, most employers are required to carry workers’ compensation insurance. If you’re hurt while performing your job duties, you may be eligible for:
- Medical care (hospital visits, surgery, rehab, prescriptions)
- Medical care under workers’ compensation claims is at zero cost to the injured worker. That means there are no co-pays for visits, and no deductibles to be met like you may have with your employer’s health insurance plan. When you get hurt on the job you are entitled to get your medical care taken care of with zero out of pocket costs.
- Even though there are not any out-of-pocket costs for going to the doctor, there are a few caveats that can cause some confusion
- The employer (or their workers’ compensation insurance company) gets to choose the doctors that you see.
- If you are an hourly worker, you don’t get to be on the clock for work while you are going to doctor appointments.
- You may not agree with the opinions and treatment options (or lack thereof) presented to you by the doctors your employer chooses for you.
- Lost wages (TTD, or Temporary Total Disability Benefits)
- In Missouri if you are unable to work for a period of more than 3 days due to your work injury, you are entitled to receive TTD, or lost wages while you are unable to work. Again, as with the Medical Care, there are some limitations and caveats to this benefit that commonly come up:
- You don’t get your full paycheck while on TTD pay. The amount you get is usually equal to ⅔ of your average weekly wage, which is calculated from your previous 13 weeks gross earnings (meaning the amount you got before taxes and other deductions).
- If you are cleared for “light duty” your employer has the option to EITHER provide light duty work for you, or they can pay TTD while you recover at home.
- If you are on “light duty” your wages can be lower than they would be when you are on “full duty”.
- In Missouri if you are unable to work for a period of more than 3 days due to your work injury, you are entitled to receive TTD, or lost wages while you are unable to work. Again, as with the Medical Care, there are some limitations and caveats to this benefit that commonly come up:
- Permanent disability (if your injuries prevent full recovery)
- Permanent disability entitles you to a lump sum payment from your employer to compensate you for the amount of disability (loss) to the part of the body that you injured at work.
- Permanent disability awards can be for partial disability and/or total disability
- The value of your settlement is calculated based on the amount of disability to the part of the body, or body as a whole. The calculation provides a certain amount of weeks of pay subject to a minimum and maximum rate. This Chart outlines the way the calculations are made.
- Vocational retraining (if you can’t return to your previous job)
- Vocational training is required when there is a “severe injury” that would interfere with the injured worker’s ability to ever go back to the type of work they were doing when they got hurt.
- A severe injury is determined by your doctor, and by statutory definition involves injury that interferes with occupational functioning to one or more of the following: * Per RSMo Section 287.148
- The severe mangling, crushing, amputation or nerve impairment of a major extremity;
- A traumatic injury to the spinal cord that has caused or may cause paralysis or severe restriction of movement;
- Severe burns;
- A serious head injury with neurological or neuropsychological involvement; or
- Loss of sight in one or both eyes or loss of communication skills to include loss of hearing in both ears or loss of speech, or both.
- A severe injury is determined by your doctor, and by statutory definition involves injury that interferes with occupational functioning to one or more of the following: * Per RSMo Section 287.148
- Vocational training is required when there is a “severe injury” that would interfere with the injured worker’s ability to ever go back to the type of work they were doing when they got hurt.
- Death benefits (for families of workers fatally injured on the job)
- If an employee dies on the job as a result of a work-related accident, the survivors are entitled to weekly benefits from the employer or insurer.
- The weekly death benefit is paid at 66 ⅔% of the deceased employee’s average weekly wage for the year immediately preceding the fatal accident, subject to a maximum set by law.
- The employer or insurer is also responsible for paying funeral expenses up to $5,000.
- If an employee dies from a cause unrelated to the injury, the survivors are generally entitled to whatever accrued benefits the deceased employee was entitled to, such as a lump sum payment for permanent partial disability.
- Note that these cases are often very complex legal issues and a knowledgeable lawyer like those at Jett Accident & Injury Lawyers can be beneficial in such cases.
- Death benefits are typically given to a surviving spouse each week for his or her lifetime, or until he or she remarries. Upon remarriage, the surviving spouse will also receive a lump sum equal to two years of benefits.
- Children of a deceased employee may also be able to receive benefits, such as those for higher education
- To claim death benefits, the employer of the deceased employee or the employer’s workers’ compensation insurance company will contact the family and begin paying benefits. If this has not happened, you can contact the employer and the insurance company.
- If an employee dies on the job as a result of a work-related accident, the survivors are entitled to weekly benefits from the employer or insurer.
Our job is to make sure injured workers like you receive every benefit you’re entitled to under the law. For a broader overview, read our article on what workers’ compensation is and how it works.
St. Louis Workers’ Compensation by Industry
Workplace injuries affect every industry, but certain sectors in the St. Louis metro area see significantly higher rates of claims due to the nature of the work. Understanding the risks in your industry helps you recognize when negligence, not just “part of the job,” caused your injury.
Construction (North County, Earth City, Highway Corridors)
St. Louis construction accident cases are among the most complex workers’ compensation claims we handle. The St. Louis metro area has seen significant construction activity in recent years, with major projects along the I-64 and I-270 corridors, commercial development in Chesterfield Valley, and ongoing infrastructure work throughout the city and county. Construction workers on these job sites face daily hazards that lead to some of the most severe workplace injuries we see.
Common construction site hazards in St. Louis include falls from scaffolding, ladders, roofs, and elevated platforms, the number one cause of construction fatalities nationally. Workers are also at risk of being struck by falling objects or unsecured equipment, heavy machinery accidents involving cranes, excavators, and forklifts, electrocution from faulty or exposed wiring, fires and explosions from unsafe materials and gas lines, trench collapses during excavation work, and traffic collisions in active construction zones along St. Louis highways.
Missouri requires even single-employee construction businesses to carry workers’ compensation insurance, reflecting the elevated risk in this industry. In many construction injury cases, a third party, such as a general contractor, property owner, equipment manufacturer, or subcontractor, may also be liable for your injury. This opens the door to a personal injury claim on top of workers’ comp benefits, potentially doubling or tripling your total recovery.
Manufacturing (Hazelwood, Bridgeton, Earth City)
The St. Louis metro area has a significant manufacturing base, with large facilities concentrated in North County and the Earth City industrial corridor. Manufacturing workers face risks from unguarded or malfunctioning machinery, assembly line repetitive stress injuries, chemical exposure and toxic fume inhalation, forklift and heavy equipment accidents, and burns from industrial processes. These injuries can be catastrophic, including amputations, crush injuries, and severe burns, which are not uncommon. Insurance companies frequently dispute the severity of manufacturing injuries or argue that the worker violated safety protocols, making experienced legal representation essential.
Healthcare (BJC, SSM Health, Mercy Facilities)
St. Louis is home to some of the nation’s leading healthcare systems, BJC HealthCare, SSM Health, Mercy, and their affiliated hospitals and clinics employ tens of thousands of workers throughout the metro area. Despite being in the business of treating injuries, healthcare employers generate a disproportionately high number of workers’ compensation claims.
The most common healthcare workplace injury in St. Louis is back injuries from lifting and repositioning patients, which accounts for more lost workdays than any other healthcare hazard. Nurses, nursing assistants, and patient care technicians are especially vulnerable. Other common claims involve needle sticks and exposure to bloodborne pathogens including HIV and hepatitis, workplace violence from patients or visitors, a growing concern in emergency departments and psychiatric units, slip and fall injuries on wet hospital floors, repetitive stress injuries from long shifts of standing, bending, and performing physical tasks, and exposure to hazardous chemicals, cleaning agents, and sterilization compounds.
Healthcare employers in St. Louis sometimes pressure injured workers to continue working through pain, to use their personal health insurance rather than filing a workers’ comp claim, or to accept “light duty” assignments that still aggravate their injuries. All of these practices violate Missouri law. Our firm has extensive experience representing healthcare workers against large hospital systems and their insurance companies.
Retail and Service (Clayton, Chesterfield, Galleria Area)
Retail and service industry workers in the St. Louis area face workplace hazards that are often underestimated by employers and insurance companies alike. The St. Louis Galleria, Chesterfield Mall, and the hundreds of retail and restaurant businesses along Manchester Road, Olive Boulevard, and throughout Clayton employ thousands of workers who face daily physical demands.
Common retail and service industry injuries we handle include slip and fall accidents on wet, cluttered, or freshly mopped floors, lifting injuries from stocking shelves, moving merchandise, and unloading deliveries, repetitive motion injuries from register operation, food preparation, and assembly tasks, back and knee injuries from standing for extended periods on hard surfaces, and injuries from customer confrontations, robberies, or workplace violence, a particularly growing concern for late-night retail and fast-food employees in the St. Louis area.
Transportation and Logistics (Lambert Airport, UPS Earth City)
The St. Louis region is a major logistics and transportation hub, anchored by Lambert International Airport, the massive UPS distribution center in Earth City, Amazon fulfillment operations, and dozens of trucking and warehousing companies that take advantage of St. Louis’s central geographic location and highway infrastructure.
Workers in the transportation and logistics sector commonly suffer loading dock accidents and falls from elevated platforms, forklift injuries, both to operators and to workers struck by forklifts, package handling and overexertion injuries from continuous lifting, carrying, and sorting, vehicle accidents during deliveries and route driving, and repetitive strain injuries from the physical demands of continuous manual labor over long shifts. Transportation workers who are injured in vehicle accidents while on the job may also have car accident claims against the at-fault driver, in addition to their workers’ compensation benefits.
Office and Corporate (Clayton, Downtown St. Louis)
Office workers are not immune to workplace injuries. Common claims from the corporate sector include carpal tunnel syndrome and other ergonomic injuries from prolonged computer use, slip and fall injuries in office buildings and parking garages, back and neck injuries from inadequate workstation setup, stress-related conditions resulting from workplace incidents, and injuries from building maintenance hazards. While these injuries may seem less dramatic than construction or manufacturing incidents, they can still cause significant pain, require extensive medical treatment, and result in months of lost work time, and they are fully covered under the Missouri workers’ compensation law.
Common Workplace Injuries in St. Louis
No matter your industry or occupation, accidents can happen. Our law firm represents clients suffering from:
- Back, neck, and shoulder injuries
- Broken bones and fractures
- Repetitive use conditions (e.g., carpal tunnel)
- Traumatic brain injuries and spinal cord injuries
- Exposure to toxic substances
- Lifting, bending, or overexertion injuries
The St. Louis Workers’ Comp Claims Process
Understanding the claims process helps you avoid mistakes that could weaken or delay your case. Here is what to expect from injury through resolution.
- Step 1: Report Your Injury Immediately. Missouri law requires you to notify your employer of a workplace injury within 30 days. Reporting sooner is always better; delays in reporting are one of the most common reasons claims run into problems. Notify your supervisor in writing if possible, and keep a copy for your records.
- Step 2: Get Medical Treatment. Seek medical attention immediately after your injury. Your employer or their insurance company has the right to choose your treating physician under Missouri workers’ comp law. Follow all treatment recommendations and attend every appointment; gaps in medical treatment give insurance companies ammunition to argue your injury is not serious.
- Step 3: Document Everything. Keep detailed records of your injury, medical treatment, communications with your employer, and any expenses you incur. Photograph your injuries. Save all medical bills, prescription receipts, and mileage logs for medical appointments. This documentation becomes critical evidence in your claim.
- Step 4: File Your Claim. Missouri’s statute of limitations for workers’ compensation claims is two years from the date of injury. Your employer’s insurance company is required to file a First Report of Injury with the Missouri Division of Workers’ Compensation. If they fail to do so, your attorney can file on your behalf.
- Step 5: Navigate Independent Medical Examinations (IMEs). The insurance company may request that you attend an Independent Medical Examination conducted by a doctor of their choosing. Despite the name, these examinations are not independent; the doctor is paid by the insurance company, and their goal is often to minimize your disability rating. Having an experienced St. Louis workers’ comp lawyer prepare you for an IME can significantly affect the outcome.
- Step 6: Settlement Negotiation or Hearing. Many workers’ compensation claims settle through negotiation between your attorney and the insurance company. If a fair settlement cannot be reached, your case may proceed to an administrative hearing before the Missouri Division of Workers’ Compensation. Our firm prepares every case for hearing from day one, which gives us maximum leverage in settlement negotiations.
Common Workers’ Comp Issues in St. Louis
- Denied Claims. Insurance companies deny workers’ compensation claims for many reasons: missing paperwork, disputed timelines, claims that the injury was pre-existing, or arguments that the injury did not occur at work. If your claim has been denied, you have the right to appeal through the Missouri Division of Workers’ Compensation. We handle appeals and fight to overturn unfair denials.
- Delayed Medical Treatment. Insurance companies sometimes delay approval for medical procedures, specialist referrals, or prescription medications. These delays prolong your suffering and can worsen your condition. An attorney can intervene to force timely authorization of necessary treatment.
- Inadequate Settlement Offers. The initial settlement offer from an insurance company is almost always lower than what your case is worth. Without legal representation, injured workers frequently accept settlements that fail to account for future medical needs, permanent disability, and the true impact on their earning capacity.
- Employer Retaliation. It is illegal under Missouri law for an employer to fire, demote, or retaliate against you for filing a workers’ compensation claim. If your employer has taken adverse action against you after you reported a workplace injury, you may have additional legal claims beyond workers’ compensation.
- Third-Party Liability. In some cases, a party other than your employer may be responsible for your workplace injury. Property owners, equipment manufacturers, subcontractors, and vehicle drivers can all be liable third parties. Filing a third-party personal injury claim in addition to your workers’ comp claim can significantly increase your total compensation because personal injury claims allow you to recover pain and suffering, which workers’ comp does not.
St. Louis Employers and Workers’ Rights
Every injured worker in Missouri has the right to file a workers’ compensation claim without fear of retaliation, the right to receive medical treatment at no cost, the right to receive lost wage benefits when unable to work, the right to a fair disability rating and settlement, the right to appeal a denied claim, and the right to hire an attorney to represent them throughout the process.
What Your Employer Cannot Do. Under Missouri law, your employer cannot fire, demote, or discipline you for filing a workers’ compensation claim. They cannot force you to use your personal health insurance for a work-related injury. They cannot pressure you to return to work before you are medically cleared. They cannot retaliate against you for reporting an unsafe workplace condition. And they cannot require you to sign away your rights as a condition of employment.
Workers’ Compensation vs. Personal Injury Lawsuits
Many injured workers in St. Louis do not realize that they may have both a workers’ compensation claim AND a personal injury lawsuit. Workers’ compensation is a no-fault system, you receive benefits regardless of who caused your injury, but the compensation is limited to medical expenses, lost wages, and disability benefits. You cannot recover pain and suffering through workers’ comp.
Personal injury lawsuits require you to prove that another party was negligent, but they allow you to recover pain and suffering, emotional distress, loss of enjoyment of life, and potentially punitive damages. The most common scenarios where a third-party claim is available include construction site accidents where a general contractor or equipment manufacturer is at fault, car accidents that occur while you are working, defective products or equipment, and toxic exposure caused by a chemical manufacturer or property owner.
Compensation in St. Louis Workers’ Comp Cases
- TTD Benefit Calculations. Temporary total disability benefits are paid at two-thirds of your average weekly wage, calculated from your gross earnings over the previous 13 weeks. Missouri sets minimum and maximum weekly benefit rates that are updated annually.
- PPD Settlement Ranges by Injury Type. Permanent partial disability settlements in St. Louis vary widely depending on the body part injured, the percentage of disability, and your average weekly wage. Missouri law assigns a specific number of weeks of compensation to each body part, the disability percentage determined by medical evaluation is then applied to calculate the total settlement amount.
- How to Maximize Your Settlement. The single most important thing you can do is hire an experienced attorney early. Beyond that: follow all medical treatment recommendations without gaps, attend every appointment, do not give recorded statements to the insurance company without your attorney present, do not post about your injury on social media, and do not accept any settlement offer before your attorney has reviewed it.
- Permanent Disability Rating Disputes. One of the most contested elements of any workers’ compensation case is the permanent disability rating. The insurance company’s doctor will typically assign a lower percentage than your treating physician. Since the rating directly determines your settlement amount, even a small difference can translate to thousands of dollars. Our firm works with independent medical experts to challenge lowball ratings.
Construction Accidents
St. Louis construction accident victims face daily hazards like falling objects, heavy equipment, and unprotected heights. If you’ve been injured on a job site, you may qualify for workers’ comp and possibly have a third-party injury claim. We’ll explore every legal avenue to help you recover fully.
Construction workers face constant hazards, whether it be working with heavy machinery or working from dangerous heights. Common construction accidents include:
- Falls – A top cause of construction injuries, falls from unsafe scaffolding or other hazards may give you a Workers’ Comp claim.
- Falling Objects – Unsecured equipment or other tools can cause serious injuries to construction workers.
- Machinery Accidents – When machinery is not properly maintained or operated, it can cause severe injuries.
- Electrocution – Faulty or unsafe wiring may cause electrocution, causing serious injury
- Fires and Explosions – Unsafe or faulty materials and equipment may lead to fires and explosions, causing severe injury
- Traffic Collisions – Heavy machinery and equipment, particularly in construction zones, can cause injury to workers and motorists alike.
Construction job site injuries can be serious. Some of the most common injuries from construction accidents include:
- Broken or fractured bones
- Burns
- Amputations
- Respiratory issues
- Shoulder, neck, and back injuries
- Concussions or other traumatic brain injuries
- Spinal cord injuries
In some cases, construction workers may be able to hold someone other than their employer liable for their injury. Property owners, equipment manufacturers, and outside contractors all may be responsible third parties. At Jett Accident & Injury Attorneys, we help injured construction workers determine exactly what claims they can pursue and get the medical care and lost wages that they deserve.
Lifting and Bending Accidents
Some of the most common injuries among St. Louis workers come from lifting, twisting, and overexertion. Herniated discs, pulled muscles, and ligament damage can cause severe pain and time away from work. We fight to ensure these injuries are taken seriously and properly compensated.
Lifting injuries can happen when you strain or hurt yourself while lifting something such as a box, heavy equipment, or any other item requiring physical effort to move. These injuries often affect the neck, back, shoulders, and knees.
Lifting and bending injuries can be attributed to several factors, such as:
- Improper Lifting Techniques – When a worker does not lift objects correctly, such as by bending at the waist rather than the knees, they may be at a higher risk of injury
- Inadequate Training – When a worker does not receive proper training in safe lifting techniques and workplace ergonomics, they may be subject to more injuries
- Lack of Mechanical Assistance – When a workplace lacks the proper equipment or technology to aid in lifting heavy objects, workers often take on the additional strain
- Fatigue and Overexhaustion – When a worker is subject to long hours without proper breaks in a physically demanding environment, they may increase their likelihood of injury
Repetitive Use Injuries
From warehouse workers to office staff, many injured workers suffer repetitive stress injuries like carpal tunnel syndrome or tendinitis. These conditions often worsen over time, and insurance companies frequently deny them. We gather the medical evidence needed to prove your case and win the workers’ compensation benefits you need.
Nearly any joint in the body can suffer injury by repetitive use. Some of the most common repetitive use injuries include tendinitis, bursitis, carpal tunnel syndrome, cubital tunnel syndrome, cervical radiculopathy, rotator cuff injuries, and trigger finger. Repetitive use injuries can take months or years to develop, meaning it can be difficult to determine the exact cause, but they are fully covered under the Missouri workers’ compensation law.
Fatal Work Injuries
Losing a loved one due to a workplace accident is devastating. Families may be eligible for workers’ comp death benefits, including funeral expenses and lost future income, and may also have grounds for a wrongful death claim. Learn more about workplace death survivor benefits in our detailed guide.
In 2023, Missouri had 114 fatal workplace accidents. The industries with the most fatal workplace accidents in Missouri include:
- Construction: In 2023, 14% of all fatal work injuries occurred in the construction industry.
- Warehousing and Transportation: In 2023, 38% of all fatal work injuries were transportation incidents.
- Public Administration: In 2023, 10% of all fatal work injuries occurred in the public administration field.
Permanent Disability Work Injuries
Permanent disability compensation is meant to support those with lasting impairments from injuries occurring at the workplace. If you’re unable to return to your job due to lasting injuries, you may qualify for permanent total or partial disability benefits. We work with physicians and vocational experts to establish the long-term impact of your injury and fight for maximum compensation.
If your workplace injury allows you to return to work in a limited capacity, you may be eligible for Permanent Partial Disability, which is calculated based on the body part injured, impact on your ability to earn income, your average weekly wage, and disability percentage rating.
If your workplace injury makes you unable to perform any kind of job, now or in the future, you may be eligible for Permanent Total Disability. Examples include total blindness, loss of both arms or legs, severe brain injury, and full paralysis.
Was Your Workers’ Compensation Claim Denied?
Unfortunately, many St. Louis workers see their claims denied for unfair reasons: missing paperwork, disputed timelines, or lack of medical evidence. If this happens to you, don’t give up. We handle appeals through the Missouri Division of Workers’ Compensation and fight to overturn denials and delays.
Once an employee has had their claim denied, they have the right to file an application for review with the Labor and Industrial Relations Commission within 20 days of the date of the award. The Commission is a three-member panel that reviews the awards of administrative law judges in workers’ compensation cases.
A second appeal may be requested by filing a timely Notice of Appeal to the Missouri Court of Appeals. The Court of Appeals can then change or reverse the Commission’s award, but only based upon legal issues. Very rarely, the Missouri Supreme Court will accept a case for a third appeal.
Every St. Louis Area We Serve
Jett Accident & Injury Lawyers represents injured workers throughout the St. Louis metropolitan area. Our familiarity with local industries, employers, and courts gives our clients a distinct advantage.
We serve injured workers in Fenton, Kirkwood, Clayton, Webster Groves, Brentwood, Manchester, Sunset Hills, and communities throughout St. Louis County, St. Charles County, and the surrounding region. Whether your workplace injury happened at a construction site along I-270, a manufacturing plant in Hazelwood, a hospital in the Central West End, a warehouse in Earth City, or an office building in Clayton, our St. Louis workers’ compensation lawyers have the experience to fight for the full benefits you are owed.
Frequently Asked Workers’ Comp Questions
Do I need a lawyer for workers’ comp in Missouri?
You are not legally required to have an attorney, but workers who hire experienced lawyers consistently receive higher settlements. Insurance companies have legal teams working to minimize your payout, you deserve someone fighting equally hard on your side.
Can I be fired for filing a workers’ comp claim in St. Louis?
No. Missouri law prohibits employer retaliation against workers who file workers’ compensation claims. If your employer fires, demotes, or punishes you for filing a claim, you may have additional legal remedies.
What if my employer doesn’t have workers’ comp insurance?
If your employer is required to carry coverage but does not, you can file a claim with the Missouri Uninsured Employer Fund. You may also have the right to sue your employer directly in a personal injury lawsuit.
How long do workers’ comp cases take in Missouri?
Simple cases may resolve in a few months. Complex cases involving disputed liability, severe injuries, or denied claims can take one to two years or longer. Early involvement of an attorney helps avoid unnecessary delays.
Can I get workers’ comp for PTSD in Missouri?
Missouri workers’ compensation does cover mental health conditions, including PTSD, when they result directly from a workplace incident. However, these claims are more difficult to prove and are frequently denied.
How much is my workers’ comp case worth in Missouri?
The value depends on the severity of your injury, the body part affected, your average weekly wage, your disability rating, and whether third-party liability exists. A free consultation with our firm can give you a realistic estimate.
What is Maximum Medical Improvement (MMI)?
MMI is the point at which your doctor determines that your condition has stabilized and is unlikely to improve further. Reaching MMI does not mean you are fully healed; it means your permanent disability can now be evaluated and your settlement calculated.
How much does a workers’ comp lawyer cost in St. Louis?
Jett Accident & Injury Lawyers handles all workers’ compensation cases on a contingency fee basis. You pay nothing upfront and owe no legal fees unless we recover compensation for you.
Why Choose Jett Accident & Injury Lawyers?
- Millions recovered for injured St. Louis workers
- No upfront fees – we only get paid if we win your case
- Fast, responsive service from a local, dedicated legal team
- Trusted by clients throughout St. Louis city and county: read our client reviews and view our case results
When you’re injured on the job, you need more than advice; you need action. Matt Jett handles every step of the workers’ compensation process so you can focus on recovery. We also handle a wide range of other personal injury matters — view our full list of practice areas.
Call 314-501-9509 or email matt@jettlegal.com to schedule your free case review.

314-350-7076

